Trucking insurance is necessary for commercial trucking businesses to protect their fleet, insure their drivers, and maintain regulatory compliance in their state. Trucking insurance offers a range of other benefits, but many commercial trucking owners overspend on insurance by opting for policies that are more complex than they need.
Bundling saves trucking businesses valuable time and money while streamlining their insurance workflows. Rather than deal with multiple insurance carriers for different policies, bundled insurance keeps all your coverages under one roof with one customer service contact and one monthly bill.
Below, we explore the benefits of bundled trucking insurance to help business owners save on personalized coverage while streamlining their insurance bills for 2025 and beyond.
What is Bundled Trucking Insurance?
As with home and auto bundles on individual insurance policies, commercial trucking owners can save money by bundling their home and business insurance plans or by bundling multiple types of commercial trucking insurance. For example, cargo insurance can be bundled with general liability insurance and property insurance.
A bundled policy yields per-month and per-year savings for trucking business owners. Your savings will depend on your policy provider, but the reduced premiums can be reallocated to other necessary expenses. According to the Insurance Information Institute’s website, bundling is one of the primary ways trucking businesses can save on their plans.
However, the advantages of bundling multiple policies extend beyond these savings to include:
- Maintaining More Comprehensive Coverage: Businesses should invest in multiple types of insurance coverage to protect their assets and drivers and pay for legal liabilities. A bundled policy helps trucking business owners create a personalized package that protects their vehicles and other assets without coverage gaps.
- Streamlining Providers: With a bundled policy, commercial trucking owners no longer have to manage multiple customer service contacts for different policies. A bundled policy reroutes your business’s insurance profile to a single provider, saving your company administrative time with customer service requests and bills.
- Simplifying Insurance Workflow: Your business’s insurance needs may change over time, especially if you scale your operations up or down. When changing policies, many business owners struggle with coordinating multiple providers and premiums. With a commercial insurance bundle, it’s far easier to scale insurance protection and buy additional endorsements since your whole insurance workflow will be under one roof.
By bundling multiple business policies, business owners can maintain financial stability, simplify their insurance workflows, and reallocate these resources to other important areas without sacrificing the quality of their coverage.
Rather than reduce their coverage limits to save money, you can bundle a commercial trucking policy with cargo, auto, or property policies to maintain the same coverage while reaping these essential benefits.
How to Bundle Commercial Trucking Insurance
To successfully bundle commercial trucking insurance with other policies, business owners can follow these simple steps:
1. Assess Your Business’s Insurance Needs
Before bundling policies, business owners should identify their complete risk profile, including the insurance requirements in their area, to determine the type of policy they need and the coverage limits that match their goals. By creating a list of potential liabilities and estimated levels of coverage, you can choose a bundle that covers everything.
2. Compare Multiple Providers
Insurance providers offer different coverage options and savings. You should compare their offerings and cross-reference the business’s financial stability and customer satisfaction ratings to find the provider that matches your needs.
Remember to check providers for exclusions, additional benefits, and bundling savings to make sure that your policy will not leave coverage gaps for cargo, property, or vehicle types that you use.
3. Consult With Professional Insurance Agents
Insurance agents or brokers help businesses find the policies that meet their organizational needs and their goals for expansion. Tell your agent that you intend to bundle multiple commercial trucking insurance policies so they can customize their search for your situation.
Professionals can maneuver the complex process of insurance bundling for your business. These teams make sure the conditions and terms of all your policies are coordinated into one seamless insurance package. Their goal is to find comprehensive coverage for your business without increasing your administrative burden.
Contact Pro Insurance Group to Save on Commercial Trucking Insurance Premiums
Managing insurance for a commercial trucking operation can be difficult and time-consuming. Many business owners juggle multiple insurance providers for different policy types, including property coverage, personal auto insurance, commercial trucking insurance, and more.
By bundling these policies, business owners can simplify their insurance workflows with a single provider to save administrative time on policy management while maintaining the same level of coverage.
Contact Pro Insurance Group to learn how we can bundle your policies under one roof. Our experienced team can customize your property, auto, and commercial trucking insurance policies into a streamlined plan that meets your needs while saving on your monthly premiums.