What Does General Liability Insurance Cover? (2026 Guide)
If you run a business, general liability is usually the first policy a client, landlord, or contract asks you to carry....
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What Are You Looking To Protect?
Pick your path and we will shop the market for you.
For Your Family
Home, auto, and the coverage that protects the people who matter most.
Auto Insurance
Home Insurance
Renters Insurance
Personal Umbrella
Life Insurance
For Your Business
Liability, property, and the protection that keeps your operation running.
General Liability
Workers Compensation
Commercial Auto
Business Owners Policy
Cyber Liability
Specialty Industries
Hard-to-place risks and niche industries we know inside and out.
HOA & Associations
Commercial Trucking
Senior Living
Contractors & Trades
Family Entertainment
Why Families And Businesses Choose Pro
We work for you, not for the insurance company.
No Agency Fees, Ever
Many agencies add a broker fee on top of your premium. We never do. Every dollar goes toward your coverage.
We Re-Shop Every Renewal
Every year we take your policy back to the market, so your rate never quietly creeps up while you are not looking.
Truly Independent
With 20+ top-rated carriers, we compare the whole market and put competition to work in your favor on every quote.
Local & Responsive
Real licensed advisors in Elgin and Huntley who know your name and your account. No call centers, no runaround.
2017
Locally founded
40+
States licensed
20+
Carriers shopped
$0
Agency fees
Getting Covered Is Simple
1
Tell Us What You Need
Request a quote online, call, or text. It takes just a few minutes and there is no obligation.
2
We Shop The Market
Our advisors compare 20+ top-rated carriers to find the right coverage at the right price for you.
3
You Choose And Save
We walk you through your options in plain language and handle the switch. You stay covered, worry-free.
We Specialize Where Others Don't
Deep expertise in the industries that are hard to place and easy to get wrong.
HOA & Community Associations Master policies, D&O, and board liability for Illinois associations. Trucking & Towing Fleets, owner-operators, box trucks, and recovery operators nationwide. Senior & Assisted Living Specialized programs for one of the highest-risk commercial sectors. Restaurants & Bars Liquor liability, property, and the coverage hospitality really needs. Contractors & Trades Electricians, HVAC, plumbing, cleaning, landscaping, and more. Family Entertainment Trampoline parks, go-karts, inflatables, axe throwing, and more.
Trusted By Our Neighbors
Real reviews from the families and businesses we protect.
Frequently Asked Questions
What is an independent insurance broker and how is it different from a captive agent?
An independent broker like Pro Insurance Group is not tied to any single insurance company. We have appointments with multiple carriers, which lets us compare coverage and rates on your behalf. A captive agent only sells one company's policies. With an independent broker, market competition works in your favor.
Does Pro Insurance Group write commercial insurance for businesses nationwide?
Yes. While our offices are in Elgin and Huntley, Illinois, we write commercial and personal lines for clients across the United States. Whether you are a trucking company in Texas, a towing operator in Florida, or a business owner in Illinois, our team can quote and bind coverage in most states.
What types of businesses does Pro Insurance Group specialize in?
We work across many industries including commercial trucking, towing and recovery, assisted living and senior care, contractors and trades, bars and restaurants, habitational and landlord properties, HOAs, family entertainment centers, and technology firms. We also write standard commercial lines like general liability, workers compensation, cyber liability, and commercial umbrella.
Can you help me if I already have insurance but want a better rate?
Absolutely. Many clients come to us mid-term or at renewal after years with the same carrier. We review your current coverage, identify gaps, and shop your account across our carrier network. In many cases we find better coverage at a lower premium. There is no cost or obligation to get a comparison quote.
How do I get a quote from Pro Insurance Group?
The fastest way is to visit our Request a Quote page or call 833-776-4671. You can also text "quoteme" to 312-878-9416. A licensed advisor will review your request and follow up with options, typically within one business day.
Ready For Coverage That Fits?
Tell us what you need and we will compare the market for you. Clear options, competitive rates, and no obligation.
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